It is no longer news that banks are finding ways to make banking operations easy, safe and convenient for her customers nationwide. This has brought about the use mobile apps, mobile code, mWallet, eWallet etc. as well as bank and mobile service providers collaboration.

First City Monument Bank like her counterparts have provided her customers with an easy banking option by stepping up to release a mobile banking USSD. This mobile code opens the way for their customers to be able to carry out transactions without visiting the bank or the ATM machine.

As a customer of First City Monument Bank, there is absolutely nothing stopping you from making a money transfer from your account to both FCMB and other banks account on your mobile device. You can do this transactions anywhere and at any time convenient for you.

The FCMB transfer code can be used on any type of phone as long as it acquires SIM and its working. It is as well important that the number on which you will dial the code must be registered with a functioning account. It must be the number on which you receive your transaction alert. The FCMB transfer code is *389*214#.


What You Can Do With The Code

With the FCMB transfer code, you can do a number of things which include airtime recharge both for your line and others as well as fund transfer to both FCMB account users and other banks subscribers. You can as well view your account balance and make bill payments via the code.


READ ALSO- FCMB Mobile Recharge Code: How To Activate Across All Devices Step By Step And Also Buy Airtime


FCMB Mobile Transaction Code Registration

To register your account for the code, kindly dial the code (*389*214#) on your mobile number which is registered with the account. After dialing you will be provided with three options as listed below;

  1. Activate with card
  2. Activate with Account
  3. Activate with Mwallet

Select option 2 by typing 2 and send, then follow the steps;

Input your account number.

You will need to contact customer service for them to generate a default PIN for you. You call Contact Centre on 01-2798800 or kindly visit any FCMB branch to generate your PIN. After generating a default PIN, dial *389*214# on the phone and select Security, after the prompt, choose Change PIN option to enter your default PIN and then follow the prompt to change your PIN to your desired PIN which now become your transaction key to confirm any transaction.


The Use Of The Card

Once you have change your PIN, you may begin to use the code for your transactions from anywhere at anytime. Simply dial *389*214# for subsequent access to FCMB Mobile service, then follow the prompt. Irrespective of the transaction you want to perform, all you need to do is to follow the prompt corresponding to your intention and then confirm the transaction with your PIN.

There is no other way to enjoy fast, safe and convenient banking other than this great comfort through the FCMB code transfer. Enjoy it and Happy banking.



  1. Ishaq Yunusa Omeiza

    Pls Help Me Out, What Can I Do, I Already Mistakenly Registered My Sim On Fcmb Wallet Instead Of Account, And I Can Nt Do Transaction On My Account With Phone Nw, Pls Wat Should I Do?

    1. Kindly visit the closest branch to you for correction.

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