In case you are a Stanbic IBTC customer with an active bank account wether current or savings and you need a loan for your business, or you are currently broke and needs some money to quickly solve a problem, then think of stanbic ibtc. 

This loan from Stanbic IBTC was introduced in June 2019 which is called the EZ cash loan offer. 

Today, we will show you how to collect loan from stanbic bank online loan without any collateral. This stanbic ibtc bank has made it easier for all their active current account holders to access online loan without going to any stanbic ibtc branch. One good news is that you do not need any document, no paper work, or any guarantor, just go online and get the loan.

Once you have an active current account with them, then you might be lucky to be qualified for cash advance which is at the rate of 3% per month.

About The Stanbic IBTC EZ Cash Loan 

This stanbic IBTC EZ cash loan happens to be a loan meant for existing customers of the Stanbic IBTC bank which has at least a regular monthly income of 30,000 in their account. 

What you should note is that this offer does not require your company to be domiciled in the bank (i.e have an account with them), what is needed is an account with them and a regularly deposit of at least 30,000 naira. 

Once you have an account with them, you will be able to access EZ cash loan at 30% interest of which you’ll receive the cash within minutes. 

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The Requirements

Below are their requirements:

  • Applicants must have an active current account that should be 12 months old.
  • Applicants must not be less than 18years as at the time of loan application date and a maximum of 59years.
  • Applicants must have satisfactory credit reports.

Here Is How To Apply For The Stanbic IBTC EZ Cash Loan 

  • You need to log in to
  • Once open, select EZ cash via the Internet banking drop down and click on the continue button 
  • Then follow the remaining steps as prompted. 

How To Apply The Stanbic IBTC EZ Cash Loan Via Ussd Code

Do you know you can still get the Stanbic IBTC EZ cash loan via Ussd code? 

While you can get the loan via their web portal, the EZ cash loan can also be accessed using or dialing their Ussd code meant for the same purpose. 

In case you want the stanbic Ibtc Ez cash loan, then dial *909# and then select from the numbers as prompted for the EZ cash loan.

However, for a quicker and direct access to the Stanbic IBTC EZ cash loan, you can alternatively dial the direct Ussd code which is *909*44# and follow the instructions.

In case you don’t know what the payback time/tenure of Stanbic IBTC EZ cash loan is, the Stanbic IBTC EZ cash loan payback time is one month, and it is meant for salary earners alone. 


1 Comment

  1. Ogundimu Adebola Janet

    Good morning, I have been trying to get loan from stanbic ibtc bank EZ cash loan but the reply I get is that you are not eligible for cash advance at the moment. I am urgently in need of money I am a salary earner which makes it easier to debit me and I a customer of over 13years. Please kindly help me out. Thanks

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