Do you want a loan? It is true that Ecobank is one of top Nigeria bank that offers flexible range of loans to help individual solve their urgent needs.

note that with Ecobank loan, you can apply for up to 90% of funds, no collateral needed, you can repay conveniently for over 10 years and have access to long and short term loan. 

This Ecobank Loan can be applied using the EcoBank Loan ussd code or by visiting any of their nearest branch. However, before we show you how, let’s unfold the secret behind obtaining loans from Ecobank. I said, Ecobank has packages for entrepreneurs who meet their demands.


It’s true you can get a loan in an easy way, but for those who do not know how, it is very easy once you have the requirement. Below are the requirements that are needed.

  • Applicants must have been banking with them for six months
  • Applicants needs either a National ID card, international passport, driving License
  • Provide a Utility bill

Here Are The Types Of Ecobank Loans You Can Apply

  • The Ecobank Auto Loan

The Ecobank plc offers Auto Loan or Asset Acquisition which can help you make your dreams of purchasing a new vehicle or generator a reality, they will offer you up to 90% of the total cost of the asset.

  • The Ecobank Advance Facility Loan

In case you’re suddenly faced with unexpected financial needs, then Ecobank can help out. This Ecobank Advance Facility loan will allows you to get fast access to up to 50% of your net monthly salary.

  • The Ecobank Mortgage Loan 

It doesn’t matter whether you are buying a new home, renovating or refinancing the home you live in now, this Ecobank Mortgage Loan is the ideal way to finance it.

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  • The Ecobank Travel Loan 

The Ecobank plc Travel Loan offers you a simpler way to manage your vacational expenses, and also includes discounts on tickets prices and hotel accommodation.

  • The Ecobank Salary Advance Loan 

This is one of the most popular loans, it provides an instant access to funds for emergencies. The Ecobank Salary Advance loan is a 30-day overdraft facility which offers employees of an approved organizations access to up to 40% of their net monthly salary.

  • The Ecobank Cash Backed Loan

For those who have an existing deposits or investments with Ecobank, their Cash Backed Loan is a pre-approved and low interest loan that can help you access your cash without liquidating your savings.

  • The Ecobank Personal Loan 

The Ecobank Personal Loan is an all-purpose loan which offers a flexible repayment plans and the option to access additional funds after the repayment is over.

Here Is How To Apply For Ecobank Loan 

For you to begin and apply for Eco loan, you have to visit any of their nearest branch near you.

Alternatively, you can also make use of Eco Bank branch locator to find out their nearest branch that is close to you.

The Ecobank Loan Ussd Code For Instant Loan 

Yes! It’s true, you can access the Ecobank banking system by dialing Ecobank instant quick loan code which is *326# and get access to their loan facility.


1 Comment

  1. What if you use the ecobank code to acess salary advance and you are told that you are not qualified,how do you get qualified?

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