First city monument bank popularly called FCMB is a Nigerian commercial bank. It was established in 1982 by Oloye Subomi Micheal Balogun with a vision to make it the premier financial services provider of African origin. The bank has several branches nationwide with her headquarter in Lagos, Nigeria.


FCMB like every other bank has created a banking platform for her numerous customers via a USSD code. This platform is referred to as USSD banking. On FCMB USSD banking, all enrolled bank account holder can transact right from their FCMB bank account by dialling the code and then choose a corresponding number to the intended transaction from the list in the pop up. You will then follow the prompts and confirm it with your PIN. The FCMB USSD code is *329#. In split second, the transaction is done and you will be alerted immediately especially if you are subscribed SMS alert.


What You Can Do With FCMB USSD Code

With the FCMB USSD code, you can carry out several transactions without visiting the bank or ATM spots and without internet connection or FCMB mobile app. Its also interesting to note that any kind of phone can be used to access and carry out these transactions. Whether a high “techy” or “palasa” phone, you are covered.

So, with FCMB USSD banking, you can recharge your mobile line and that of others, transfer money, receive money, pay your bills (PHCN, Cable TVs etc), merchant payment, view balance, view mini account statement as well as to open account. With FCMB USSD code, you don’t even need to visit your bank or ATM except for cash withdrawal at bank or ATM spots.


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How To Use FCMB USSD Code For Different Transactions

Whether you are an old, new or intending FCMB customer and you wish to know how to use the FCMB USSD banking platform, search no further because we have got you covered in this piece. Please find below how to accomplish some transactions with the code. Although if you dial the code, it will normally give you a list of what you can with your account, just select and follow the prompts to complete the transaction but here are specific and direct code for some transactions.

When you want to recharge the mobile number linked to your account, please dial *329*Amount#. For any other number other than the mobile number registered with your account, please dial *329*Amount*Mobile number#. To transfer money to another account, please dial *329*Amount*Account number# and follow the prompt to select bank and PIN. You may check your balance by dialling *329*00# and also reset your PIN by dialling *329*0# and then input old PIN followed with the new PIN and it is saved. You may as well dial *329# to open a new account. Just select open account option and follow the prompt to input your details to open an account.


For further documentation, visit any FCMB Bank branch close to you and if you need assistance, you may get that from the customer service desk in the bank.


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