Foundation for International Community Assistance, FINCA, is a banking system that was brought into existence mainly for the poor and low-income individual in the society. It was founded by John Hatch and was also allude to as “Bank for the less privileged”. FINCA was established in 1984 and has been recognized globally ever since then. It is widely accepted in most countries due to its unique features which include;

  • Long-term repayment terms
  • Less pressure; as money is lent on basis of applicant business performance
  • The loan is readily granted without much stress on the applicant
  • Availability of Insurance service on business and possibly on the applicant
  • Monthly installments of loan and many more


FINCA is a non- beneficial microfinance association. This attribute makes it a standout amongst other microfinance association. It helps in meeting money-related business objectives with no force of collateral. It also helps the clients by showing its support in the business and monitoring of the business income (cash-flow).



FINCA Microfinance Bank categorized its services into different groups or products:

  • Individual Loan
  • Group Loan
  • School Improvement Loan
  • School Fees Loan
  • Business Loan
  • Agriculture Loan
  • Village bank group Loan
  • Solar Loan
  • Small Enterprise Loan


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How To Apply For A Loan On FINCA Microfinance Banks

For an easy application for FINCA microfinance bank services without much necessity of visiting any branches as they are limited, has given rise to the introduction of the Online FINCA Loan.

Online Application for FINCA loans is to be done through the below-stated steps by the applicant:

  • Log on to
  • Tap on the button with “Apply Now”
  • Select the type of loan or product interested in
  • Choose the type of account preferred
  • Enter the applicant “First Name” in the provided space
  • Enter the applicant “Last Name”
  • Provide the “Street Address”
  • Enter the “ Address Line 2”
  • Enter the “City” in the provided space
  • Choose the Region/ State/ Province
  • Put in the applicant valid Mobile Number
  • Enter the valid email address
  • Click on the button with “Submit



Application Requirements

  • Application requirements for this service may differ from one group or product to another. Below is the requirement for the business loan
  • Applicants’ age must be of a minimum of 18 years of age
  • Applicants must be a bona fide citizen of the country
  • All Applicants must have an already existing company or business that has been operating within the minimum of six (6) month
  • Applicants must have a unique identification card



FINCA Office Addresses In Different Countries Are Stated Below

Nigeria; No_ 20 Wetheral Road, Owerri, Imo State, Nigeria

Plot 159, Timber & Allied Market, Naze Owerri

CANADA; 1124 Marie-Anne Street East, Suite 33, Montreal, QC H2J 2B7

Georgia; 71 Vazha-Pshavela Avenue, 3rd Floor, Office 12, Tbilisi 0186, Georgia

United Kingdom (UK); Hill House, 1 Little New Street, London EC4A 3TR

Uganda; Adam House, Portal Avenue Plot 11, Block B, Kampala, Uganda

Malawi; Henderson Street, Private Bag 382, Blantyre, Malawi

Tanzania; Plot 84, Morogoro Road, Magomeni Mwembe chai, P.O. Box 78783, Dar es Salaam, Tanzania

1201 15th Street NW, 8th Floor, Washington DC, 20005


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