Access Bank is a Nigerian multinational commercial bank that is owned by the Access Bank Group and it is licensed by the Central Bank of Nigeria.  It is a large financial services provider and is presently one of the largest banks in Nigeria in terms of assets, loans,deposit and branch networks. The bank was founded in 1989 and headquatered at Plot 999c,Danmole street off Adeola Odeku/Idejo street,Victoria Island,Lagos.

The bank has various  Card products suitable for both individual and corporate customers. These cards can be used on ATMs,internet and mobile banking and point of sale (POS) terminals. The cards has multichannel use and functionality which allows the cards to be used anywhere and any time.


  1. Access bank Debit cards- These cards can be Visa/verve or Naira MasterCard and are available for use only in Nigeria. It allows you to make payments directly from your account.


  1. Accessbank prepaid cards- This is a multi-currency reloadable payment card used for transactions across multiple channels. It is available in four currencies which are:Nigerian Naira,US Dollars,Great Britain Pounds and Euro.It is a globally accepted card.


  1. Accessbank credit card- A dual-currency denominated payment card which allows you to spend and settle in Naira for domestic transactions and to be billed and settled in US Dollars for international transactions.


  1. Access US Dollars Credit Card- This is a US Dollars denominated card that is accepted at 2million ATMs and 30 million merchants locations across over 220 countries.


READ ALSO- How To Use The FCMB Bank On The Go *329# Platform For Different Transactions Step By Step 



  1. It has no interest period up to 40 days
  2. Minimum monthly repayment of 15% of outstanding balance
  3. The card can be issued as a secured or unsecured credit card
  4. Verified by visa which adds additional security for online transactions
  5. Allows you pay for domestic spends in Naira and international spends in Dollars
  6. Supplementary cards available
  7. Available in classic (0-$10,000), gold ($10,001-20,000) and platinum variants ($20,001-50,000).

Getting Started

  1. Visit the website and download the app and install
  2. Open the app and register your details
  3. Select card request and choose your preferred option
  4. Validate your selection request by inputting your pin
  5. Select pick up method and select “pick up at my bank branch”
  6. Collect your card,pin and verify by visa pin from your local Access Bank branch.
  7. Call contact center on 01-2712005-7 for cardholder authentication and card activation
  8. Some information demanded from you during application will also be required during card authentication.



Benefits Of Access Bank US Dollars Credit Card

  • Provides customers with instant 24/7 access to their preset limit accounts.
  • Provides customers an easier,safer and more convenient way of banking
  • It is a globally accepted means of payment
  • Visa credit cardholders enjoy car rental services anywhere visa is accepted
  • Ensures safe and secure transactions due to chip and pin technology. Verified by visa also adds additional layer of security to cardholders.
  • Saves the risk of travelling around with large volume of cash as card can be used to withdraw cash in over 2 million ATMs and 220 countries.
  • Card can be replaced in case of loss or theft.



Leave a Reply

Your email address will not be published. Required fields are marked *

error: Content is protected !!