Jaiz Bank is an Islamic bank and it happens to be the only operating Islamic bank in Nigeria as of today. This means that the bank is a non-interest bank. You can get loans without interest from them. Entrepreneurs, small and medium businesses can take advantage of this to grow their businesses. The vision of the bank is to be the dominant non-interest financial service provider in sub Saharan Africa.


The bank is established and work based on Sharia law. The bank blends the Sharia law with meeting her social responsibility and meeting up the full customer satisfaction. The Bank is careful to always be fair enough to her stakeholders as well as providing their numerous  customers with the latest technological innovations and revolution within the banking sector.


In line with this, the bank has developed a USSD code by which her numerous customers can perform transactions right from their mobile device. It is available for all registered Jaiz bank account holders and with it they can carry out diverse transactions without going to the bank or at the ATM spot.



Transactions That Can Be Performed With The Code Include

  1. Account balance enquiry
  2. Fund transfer
  3. Airtime recharge
  4. Bill payment

The USSD code is *389*301#. Please note that for you to be able to use the USSD code, you must first be a Jaiz bank account holder and also register your account on the USSD code.



The USSD Registration

To register on the USSD code, simply dial the code, *389*301#. A prompt will come asking you to register. Simply select the registration option. It will then ask you to enter your account number. Follow it through to set up your account on the USSD code.


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Merits Of The USSD Code

  1. Easy access to account
  2. Fast and secure transactions
  3. Transactions can be carried out anytime
  4. There is no need to visit bank branch or ATM spot.
  5. It works on all mobile phones
  6. The use of the USSD is cost effective and time saving.



Jaiz Bank Airtime Recharge Code

Registered customers can recharge their mobile number which is linked to their account. To enjoy this service, simply dial *389*301*Amount#. For instance, if you want to buy N1,000 airtime on the mobile number that is linked with your Jaiz Bank account, simply dial *389*301*1000# on the number and your line will be recharged. You will instantly get notification for account debit.


Other Transactions

To carry out other transactions via the USSD code, simply dial *389*301# and follow through the prompt which will list the amount of transactions you can do with the code. Simply choose the particular transaction you want to carry out and follow through the prompt to finish the transaction.

If you encounter any challenge or want to make enquiry, you may reach out to the customer service via these mobile numbers +234 708 063 5500, +234 708 063 5555 or send an email to customercare@jaizbankplc.com. You may as well walk in to any Jaiz bank close to you to speak with the customer service.


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