Procuring a loan for your project might be a gruesome feat and most time unsuccessful, and with the current economic situation of the country getting small loan from friends or family might seems impossible. Likewise consulting a financial institution might not look encouraging with issues of collateral value and interest rate. In solving this financial demerit a revolutionary way of getting loan without the stress of visiting the bank or the awkwardness of contacting any relation was introduced, this service is called KwikCash loan.

Kwikcash loan is a new financial platform that provides fast mobile loan to Nigerians; this mobile loan service is notably its first in Nigerian and is only available to 9mobile subscribers.

Simply by dialling *561#you can enjoy the service as it presents no hidden terms and condition as long as you are eligible to apply. the short service code is also applicable to any phone products. Simply dial *561# and with a few simple steps you will receive money directly to your bank account. With this loan service you could borrow between N1,000 -N100,000. And paying back these loans from your phone are simple and straightforward.

When requesting to use the service, KwikCash with your permission analyses your personal data in real-time to determine the size of loan you qualify for. The more you use this service and repay the loans on time, the larger loan sizes you have access to. It is important to note that this service requires no collateral or documentation involved in loan procurement. Listed below are the terms and condition of the service


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The terms and conditions to this service require that:

  • You will pay back your borrowed loan within 14 days, meaning that any received loan must be returned within the time period
  • You should allow access to your personal data to determine loan offers status; meaning you will consent to KwikCash analysing your personal data to determine your eligibility.

kindly visit in order to read full Terms & Conditions. If you need further explanation of the Terms & Conditions please contact customer service by texting “HELP” to 561.


In order customers to qualify for this, you must:

  • You must be at least 18 years of age
  • Be a regular 9mobile subscriber for the last 90 days
  • And at least spend at least N500 in either data or airtime every month for the last 90 days.

Repayment Plan With Interest Rate

On KwikCash customers willing to increase their loans are simply expected to pay up their current loan earlier that the 14 days stated. It is important to note that KwikCash charges an interest rate between 10% and 20% of the loan amount; also your interest rate could be higher or lower depending on the information released by your personal data. 9mobile also charges a N20 network fee per loan. In a situation where customer cannot pay back within 14 days, you will be given an automatic 14-day extension with additional rollover interest plus a 5% late fee.

9mobile network has been dishing out several deals and customer value services in terms of network communication, but with the introduction of this mobile loan service the network company has proved that there can be more to customer service relation. And i believe this is a welcomed development.



  1. aremu akeem toyin

    Good day sir/Ma I’m trying to apply for loan on my airtel network which I have borrow before and I have pay back my loan but I misplaced the code on my phone

  2. Why is keystone bank not included on the list of banks for kwiksave?


    how can you help me about kwikcash loan repayment on ATM and ussd

  4. I want to apply for a loan

    1. Felix kenneth A

      Pls i want to access d loan facility bt u ppl keep saying my sim info does not match d bank details. I hv visited 9mobile to corret d error yet u ppl keep saying same thing. Whats going on? I even sent my bvn for confirmation. Still same. And you dont hv sterling bank as option.

  5. Ibrahim La'azaru

    Pls i want to apply for the loan, how will i do with glo line.

  6. emmanuel ibrahim

    hw do i get kwikmondmy knw

  7. HELP,i have already apply loan and result my loan proveed…but i dont know how i get my loan…information say please take CRB..i dont know wht CRB

  8. Samuel oluwadamilare

    I need a kwikmoney pls

  9. Please am having difficulty in dialing *561# on my airtel line and that’s what I used in borrowing loan also but and it’s invalid and my loan is already due plz help me .

  10. I want get a loan but it keeps telling me I should increase my phone useage pls what can I do

  11. Anjorin temitope

    Kwikmoney said they have credited me but i didnt get the alert on my acct what can i do

    1. You can call the customer service for proper assistance

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