Pledge Finance Limited is more than the best platform to obtain loan and dispense it conveniently if you live and work in Lagos. Pledge Finance provides loan without any hassle. With their Pledge Card, you can make withdrawals from any ATM, and make payment at any POS.

It takes just minutes to submit your application for a Pledge Card, and get a response. The Card is like a credit card credited with the amount of loan approved for you. The beautiful thing is, there are no complications involved. No hidden fees or charges.

There is also a Mobile App, with which you can transfer the fund disbursed to you, and do other things. The Contact Centre is always open in case you need help.



How To Obtain Loans

  • Launch the Pledge Finance website at
  • Move the sliders on the page to determine or decide how much you need, the duration or tenor of the loan, and the purpose of the loan.
  • Right there, the calculator will tell you the amount of interest that will be due. The interest rate is usually 0.5%, and to me, that is incredible.
  • Then complete the application form, providing accurate details as required. You will need to provide the following:
  1. Personal information
  2. Employment Information
  3. Bank details and information.

         Also note, to qualify for a loan, you must meet the following criteria:


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  • You should be between 22 and 55 years of age
  • You must have an active bank account.
  • You must live and work in Lagos, as already stated above.
  • You must have a regular monthly income
  • One recent passport photograph (within the last 6 months)
  • Salary bank statement for the last 6 months
  • Work Identity card and any valid Government Issued Identity Card
  • After the receipt of your application, Pledge Finance will run a quick verification check to see if your information and the documents you submitted are valid.
  • If your application is approved, you will receive your Pledge Finance Card at your doorstep in a matter of minutes. As fast as four (4) minutes



How To Activate Your Pledge Card

To begin using your Pledge Card, you need to first activate it. This is done by dialing *258# on your mobile phone, and get your default pin.

Go to any nearest ATM and insert your card. Change you pin, and your card will be activated right there and then.


Repayment Plans And Interest

The interest on every loan is calculated and displayed at the point of application. The general interest rate is 0.5 percent.

On or before your loan due date, you are to pay your entire credit which includes the capital and the interest.

You can pay back your loan via the website or through the mobile app. You can pay with your Bank Verve or MasterCard, or make a direct deposit to Pledge finance.

With no collateral, easy and fast processing of application and low interest rates, Pledge Finance is the best bet for you.


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