Keystone Bank is one of the Nigerian new generation Banks. Keystone Bank among other banks in Nigeria is prepared to give her numerous customers life changing experience by providing easy, convenient and fast bank operations.

In line with the revolution taking place in the banking sector in Nigeria, Keystone Bank has launched a mobile transfer code. This mobile transfer code is designed to enable customers to make transactions without going to the bank or ATM machine. It doesn’t require data as well.

Keystone Bank Mobile transfer Code has made transaction very easy, convenient and fast for Keystone Bank Account holders in Nigeria. With the Keystone Bank Transfer Code, you can transfer money from Keystone Bank to other Banks in Nigeria on your mobile phone in seconds. You can also purchase airtime as well as make bill payment such as PHCN bill, cable TV bill etc. The code is *322#.


How To Transfer Money With Keystone Bank Transfer Code

To transfer money with Keystone transfer code, one must have a functioning account with Keystone bank. On the mobile number which you registered with the bank on which you do get your transaction alert, dial the transfer code and follow through the prompts to select fund transfer. Also, carefully follow through the options to input the account number and amount after which you will then confirm the transaction with your PIN. The transfer will be done instantly and you will be notified immediately.

With the Keystone bank transfer code, you can as well transfer money to non keystone account holders. All you need to do is to dial *322*082# on your mobile phone and then follow through the prompt. Just like when you are transferring to keystone account holder, the only difference is selecting the the recipient bank.


READ ALSO- Fidelity Transfer Code: How To Setup And Use For Different Transactions


Airtime Recharge Code

With the keystone transfer code, you will not need to run around your neighborhood for airtime voucher. All you need is to simply dial the code and recharge your line without any additional charge.

You can as well recharge the mobile number of your loved ones through this code. Just enter the number you want to recharge in one of the prompts and the number will be recharged. Please dial *322*082# to complete the airtime recharge.


Features Of Keystone Bank Transfer Code

With the keystone transfer code, you can do the following;

  1. Account balance enquiry.

2  Airtime recharge (Airtel, Glo, MTN, Etisalat etc.).

  1. Money transfer to both Keystone Bank account (intrabank) and to other Bank accounts (interbank).
  2. Bill payment (DSTV, Startimes TV, etc.).
  3. Merchant payment (PHCN, Internet services, Arik, Aero & Dana airlines ticket booking, etc.).
  4. Change of PIN.
  5. It is fast and convenient.
  6. Its offers secure and protected transaction.


If you have any challenge with the keystone bank transfer code, you may simply visit any keystone bank branch close to you or you may please call the Contact Centre on 01 448 5742, 070 8060 5000 or send an email to



  1. kabiri auwalu danasabe

    my neme kabiru auwalu danasabe one of you costomer at kano thankyou

  2. please help me with my swift code number ..
    osabhuohien isi

  3. Nwango Ifechukwude

    I have been trying to make a transfer to another bank using the the kestone bank transfer code but it’s not successful for about 2 weeks. Can you please explain why. I have savings account with keystone bank

    1. I would advise you visit the closest branch to you.

  4. Please have not used the keystone ussd before, how do i set it up.

    1. Please follow the steps in the post above

  5. Have been using ussd but the past 3 days now,all I get is incorrect tpin ,pls what is happening?

  6. same here what is happening to keystone bank for the past one am facing the same, please make correction.
    it always show incorrect Tpin

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