First Bank Nigeria like the name suggests is Nigeria’s first ever bank established in the year 1894, that’s over 120 years of providing quality banking services to Nigerians and other countries in the world where they have their subsidiaries.

Since its establishment, First Bank Nigeria has consistently built relationships with customers focusing on the fundamentals of good corporate governance, strong liquidity, optimized risk management and leadership.


It is therefore imperative that they do not “carry last” in jumping into the Mobile Banking platforms so as to make bank transactions easier for their customers and they’ve don just that.


First Bank Mobile Money Banking or Transfer Platform

First Bank mobile banking transfer platform is one of the best, fastest and most secure mobile banking platforms in Nigeria. Unlike other banks, it is even possible for customers without ATM Debit Cards to access the Mobile Banking Platform

There are lots of transactions you can perform with First Bank Mobile Banking platform, with it’s special USSD code being *894#. You can check your account balance, transfer funds(money) from your account to another account (both for first bank and other banks in Nigeria), buy credit for yourself and or others and so much more.


How To Get Started

To register for the First Bank Nigeria Mobile Banking platform you must have an account with First Bank and the number you wish to use to transact on the Mobile Banking platform must be the one you used to open an account with First or that you registered with your First Bank account.


Steps To Register A First Bank Mobile Banking

Once you’re sure you meet up with the criterias above:

Step1. Simply dial *894*0#

Step2. A list of masked debit card numbers linked to your account is displayed.

Step3. Select the preferred ATM card you wish to use.

Step4. Enter the 4-digit Personal Identification Number (PIN) for the selected ATM card.

Step5. Create a new 5-digit PIN. This pin would be use to complete or confirm future transactions.

Your number is now LIVE on the FirstBank USSD Quick Banking Service.


For Those Who Do Not Have A FirstBank ATM Card

Step1. Simply dial; *894*0#

Step2. Provide your 10-digit FirstBank account number.

Step3. Create a new 5-digit Personal Identification Number (PIN)

Your number is now LIVE on the FirstBank USSD Quick Banking Service.


How To Check Your Account Balance

Simply dial *894*00#

You will receive an SMS notification showing the balances on all your accounts.


How To Buy Airtime On Firstbank Mobile Banking App

Airtime Recharge for Self (The number you used to open an account).

Step1. Dial *894*Amount# (For example, to recharge N1,000 airtime for yourself, dial *894*1000#).

Step2. Your accounts are displayed for selection, (if you have more than one account with FirstBank)

Step3. Select the account you want to pay from.

Transaction is completed.


ALSO READ: Swift Network Data Plan: How to Buy Data Bundle Online and All Their Packages


Airtime Recharge For Others Or Your Number That Isn’t Linked To Your First Bank Account

Step1. Dial *894*Amount*Phone number# (For example dial *894*1000*080XXXXX123# to recharge N1,000 airtime for 080XXXXX123).

Step2. Enter your 5-Digit PIN that you creates when registering for First Mobile Banking platform.

Step3. Your accounts are displayed for selection, (if you have more than one account with FirstBank)

Step4. Select the account you want to pay from.

Transaction is processed and completed.


NB: The maximum amount of airtime you can recharge for yourself at once is N10,000 and per day is N10,000.

Any recharge on your line above N3,000 requires that you enter your 5 Digit pin.



How To Transfer Money To Any Bank Account In Nigeria

Step1. Dial *894*Amount*Account Number# (For example –  Dial *894*5000*1234567890# to send N5,000 to account number 1234567890).

Step2. Select the bank you are Transferring to.

Step3. Confirm beneficiary’s name, amount, and enter your 5-digit PIN.

Step4. Your accounts are displayed for selection, (if you have more than one account with FirstBank).

Step5. Select account to you want to Transfer from.

Transaction is processed and completed.


NB: There is no minimum single transaction amount ime you can send less than N1,000 to any account.

Maximum single transaction amount is N100,000.

Daily transfer limit is N100,000.

All fund transfer transactions require your 5 digit PIN.


Please Also note that  * This service is only available to MTN, GLO, AIRTEL AND ETISALAT LINES.




  1. oderinde babatunde

    The plattform and the service are okay

  2. Atala omotola Raphael

    Sorry I ‘ve been trying to make a transfer for d past five days it wasn’t going through. Is there monthly limit for transfers? Or is it the network I am using? I use glo line. Don’t understand What’s happening.

  3. Micheal odunayo

    I really like this firstbank transaction on mobile seriously, av been tryn to recharge on my second sim since.. is one of my frd that tell me to come and check the code here, I really like this!

  4. Ameh Sunday Julius

    I forget my five digits number created by me, what do I do?

    1. Hi Mr Sunday
      Please visit the closest first bank branch to you.

  5. Please am having difficult time here i only transfer card to mtn but can’t transfer to airtel or other network. Please how can I solve it

    1. Hi Onyebuchi,
      You might have to visit the closest First Bank Branch to you for adequate response.

  6. Someone use my ATM to transfer my money and the number of the Account that the money was transfer to indicate but the bank said they can’t do nothing, pls what ll i do

  7. how do I retrieve my 5digit pin

    1. Hi Ameh,
      You would have to visit the nearest First Bank Branch.

  8. I tried to transfer but they said they can’t handle my transaction… Is it network or something else

  9. I forgot my five digit number created by me what will i do?

    1. Hi Okpala,
      Please visit the closest First Bank Branch to you for assistance.

  10. how can I stop recharging my phone on first bank?

  11. can a person transfer money from his first bank account without him/her using atm card

    1. Yes you can do that with the transfer code.

  12. I want to register my pin, but it is asking for OTP code, what do I do?

  13. Hi am using airtel line nd am trying to check my balance bt its nt going. Wat do i do???

    1. Hi Godwin,
      Keep trying i believe its a temporary thing from your network.

  14. Hello pls I tried registering on fisrtbank mobile App but when i get to register my pin it was saying invalid transaction code. which i know thats is my pin

  15. pls, can i use my phone number to pay into my account.

  16. I have been trying to Make a transfer with my phone for the past 1 week now but, the firstbank access code (*894#) is not working any longer in my phone.

    1. Please visit the closest branch to you.

  17. Does First Bank charge for making or receiving transfers from other banks?

  18. yahaya shakiru ademola

    I am working on a platform.on the platform money has been prove and send tom into my account.heading towards three weeks now I have not receive my money

  19. Orike, Kelvin Ugochukwu

    What is the swift code for FirstBank for an international transaction

  20. mordi ogomegbunem

    Pls I bought data from first bank on the 21/2/2018 at about 11:pm to a glo line from first bank. 1000 was deducted from my account but the data didn’t reflect on the SIM.

  21. Precious Chinonyerem

    Av been trying to load card on my phone with first bank transfer code,but it’s not going,even transfer. why is it so

  22. ibekwe where stella

    pls is the beneficiary name the sender’s name or d receiver’s name
    pls tell me

    1. A beneficiary is the receiver.

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